Montgomery Bank Logo
Image of checkbook and pen

The difference between good and great.

Montgomery Gold. Gives you options for your money, offering higher rates of interest on checking, savings, and certificates of deposit and numerous additional banking benefits, while providing all of the essentials of an upscale checking account.

Minimum to open: $100

Monthly service fee: $9.00

Minimum balance to avoid monthly service charge: $2,500

Interest earning: Yes

Unlimited check writing: Yes

Free imaged copies of canceled checks: Yes

Free Debit Card: Yes

Free checks: Yes, limited to one box per order of Montgomery Bank logo checks

Free online banking: Yes

Free online bill pay: Yes

Free Direct Deposit: Yes

Free MoneyPass® ATM access: Yes

Free Telebanc account access: Yes

Safe Deposit Box Discounts: Yes. Receive your first year’s rental free on a standard-sized safe deposit box, and then qualify for 25% discount on published rates thereafter. Subject to availability.

Bonus Rates on Certificates of Deposit: Yes. Receive .25% increase over standard published certificate of deposit rates for certificates of $10,000 or more. Bonus may not be applicable on special promotions.

Special Services:

  • Enjoy the convenience of receiving all of your account information on one easy-to-read monthly bank statement by enrolling in our Combined Statement service.
  • Check Guarantee. Prevent overdrafts and avoid insufficient charges by automatically transferring funds from savings accounts. Enrollment is required.
  • Balance Plus. Avoid the insufficient funds fees with a Balance Plus line of credit. Funds are transferred from your line to your checking account on an as-needed basis, and you pay interest only on the funds that are used. Enrollment is required.
  • Free Notary Service
  • Free Photocopies
  • Free Investment Consultation*

*Investment products are not FDIC insured, are not obligations of or guaranteed by any bank and involve investment risk, including possible loss of principal.

Montgomery Gold Checking Rates Apply for Montgomery Gold Checking