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If suspicious activity occurs on your account, we make every attempt to notify you promptly. If we are unable to reach you, your Montgomery Bank debit card will be hot carded so no further activity can be made until we hear from you. If this occurs, please call us at 800-455-2275 during regular business banking hours or our 24-hour Fraud Watch Hotline at 1-800-264-5578.

To legally report the loss of your Montgomery Bank Debit Card during regular banking business hours, you must call Montgomery Bank at 1-800-455-2275. To legally report such loss AFTER regular banking business hours, you must call the 24-hour Hotline at 1-800-264-5578 (Domestic inside U.S.)

Call Collect 701-461-0621 (International; outside US. This includes Canada and Mexico)

Under federal law, you can reduce your financial liability for unauthorized use of your Montgomery Bank, ATM Card or Debit Card by reporting the loss of your card immediately after you are able to detect that the card is lost.